Horse Insurance – An Important Lesson Hidden Here

Have you ever heard of the idea of horse insurance? I must admit I freaked out in laughter when I first heard this concept. Why on earth would anybody want to insure their horse? Is it not bad enough that we have to insure our lives, assets and lots of other stuff year after year? Why would anybody go ahead and add this little transaction?
Well, I was a truly humbled when I found out that people who relied on horses for their living were prepared to ignore insurance of their homes and even their lives as long as the horses were insured well. A person who has a livelihood can easily survive in life. He or she may not have the best life possible but survival will never be a problem.
On the other hand, a person without a job is as good as dead even if he or she has a good health and a loving family beside him or her. Would you feel guilty if you leave your family members in the dump simply because you do not have a livelihood?
Well, that is when I realized that horse insurance is no different than insuring expensive machinery or business assets. For those who love their horses and feel that they are a member of their family, insuring horses is no different than insuring the life of a family member. I just realized that one should have clear idea of the perspective of the individual in front to understand why certain decisions are important for him or her. This is one lesson that I have learned from traveling.
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